Believing in Women

NWTF’s clients are women from the poorest sectors of society. These mothers and wives struggle to provide the basic needs for their families. We at NWTF hope to give them the tools to not only provide for their basic needs, but to live dignified and independent lives as well.

Project Dungganon aims to help poor women from rural communities achieve self-reliance and rise above the mire of poverty by providing them with the training and the credit to start or maintain their own small business ventures. By providing access to collateral-free credit through loans and other services, Project Dungganon helps them discover their own entrepreneurial spirit and realize their potential to effect positive change

Kasanag means light that shines bright in Hiligaynon. Project Kasanag offers opportunities to rural and urban micro entrepreneurs by providing low-interest individual loans that will allow them to acquire business assets and capital to finance their growing business.

Where We Are

The organization has grown to over 181 branches across
Negros, Panay, Cebu, Bohol, Leyte, Samar, Palawan, Batangas and Laguna.



NWTF employs a number of tools to help us directly identify our target clientele. We aim to provide our services to as many poor women and their families as possible.

Poverty Mapping is, quite simply, the creation of a map of a given area. This process helps us assess a locality’s economic situation, and directly identify the poorest households in the community.

The Progress out of Poverty Index, or PPI, allows us to ascertain our clients’ living conditions and economic situations firsthand. It gives us an overview of our client’s economic situation and lets us track her status over time. It includes a scoring system that determines whether or not an individual fits into NWTF’s target client criteria.


NWTF takes the adage, “Give a man a fish and you’ve fed him for a day; teach a man to fish and you’ve fed him for a lifetime,” to heart by providing our clients with the tools and information to realize their own potential.

Compulsory Group Training is a compulsory 3-day training course meant to teach client groups about our policies, principles, and procedures; and to reinforce the group’s sense of accountability and responsibility to one another.

The Group Recognition Test, or GRT, allows us to ensure that each member of our clients’ 5-member group has sufficient income-generating and survival skills to create a sustainable livelihood, understands how to manage her credit-line, and is willing and able to exercise good credit discipline.

Help us raise funds for NWTF Clients.

A loan of $125 helped Erlinda to buy feed and other supplies to raise her pigs.

A loan of $125 helped Delilah to buy feed and other supplies to raise her pigs.

A loan of $425 helped Juliet to buy items to sell like canned goods and personal care products to sell in her general store.

A loan of $275 helped Michael to buy ingredients for her food production business.

A loan of $375 helped Mira Luna to purchase additional boxes of fish to sell.

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