Dungganon Bank, the first microfinance-thrift bank in Visayas is established in Bacolod City

Micro-crop loans are made available to clients

Clients, Jerilyn Lucareza and Virginia Borde, are recognized by Citibank with the Visayas Maunlad Awards

Bogo, Minglanilla, Compostella, Taytay, Catarman and Calbayog Branches open

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