Microfinance at the Heart of Sustainable Communities
Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-government organization established in 1984 to empower women, families, and communities across the Philippines through microfinance. Serving nearly 600,000 clients nationwide—building sustainable communities, one empowered woman at a time.
Building Sustainable Communities

Promote responsible entrepreneurship

Provide easy and affordable access to preventive healthcare

Driving the adoption of clean and affordable green technologies
What’s New in NWTF?
Marites Amigo
Life is not without obstacles and difficulties that may seem insurmountable, but for a strong [...]
Jennifer Cayongcong
Jennifer’s day begins at 4 a.m. before the sun rises. She prepares the materials needed [...]

Our Mission
To provide sustainable financial and client-responsive developmental services to the poor.

Our Vision
A sustainable institution of change: Building vibrant, “Dungganon” communities.
Client Stories
Marites Amigo
Life is not without obstacles and difficulties that may seem [...]
Jennifer Cayongcong
Jennifer’s day begins at 4 a.m. before the sun rises. [...]
Juvy Villaruz
"I never had any formal cooking training, yet I always [...]
Melanie Mermida
A woman who wears many hats. That is the most [...]

Introducing the Dungganon App!
Manage your account on the go.
Check Your Balance
Check Your Balance
Check Your Balance
Check Your Balance



Introducing the Dungganon App!
Manage your account on the go.
Check Your Balance
Check Your Balance
Check Your Balance
Check Your Balance



