Registered with the Securities and Exchange Commission

NWTF Executive Director, Dr. Cecilia del Castillo, was made part of Negros Occidental’s post-Marcos government under Governor Daniel Lacson to spearhead their women-centered initiatives.

She was then appointed to the pioneer task force composed of representatives from several regions in the Philippines, created under the advisement of President Corazon Aquino, to study the Grameen Credit Methodology with Professor Muhammad Yunus in Bangladesh.

NWTF Executive Director, Dr. Cecilia del Castillo, was appointed President of the Philippine Network of Grameen Bank Replicators (PHILNET) and Executive Trustee of the Charter of the Asia-Pacific for Helping the Hardcore Poor (CASHPOR Philippines). Capacity-building training and workshops were conducted for network members including Personal Effectiveness, Cost Effective Interest Rate, Measuring Impact (AIMS Impact Assessment Tool), Internal Control and Fraud Detection, and Cost-Effective Targeting.

The first four Project Dungganon branches, operating the Grameen methodology, open their doors: Calatrava, Manapla, Himamaylan and Sipalay

Professor Muhammad Yunus makes his first visit to NWTF

Escalante, Cauayan and La Castellana branches open

Hinoba-an Branch opens

Partnership with Catholic Relief Services

Professor Sukor Kasim, from Amanah Ikhtiar Malaysia, becomes a consultant for the organization. Grameen Exposure Dialogue was held in the Philippines

NWTF receives direct assistance from Grameen Bank

NWTF receives a substantial grant from CGAP that jumpstarted NWTF’s expansion beginning with Bago Branch

Bago Branch commences operation

NWTF participates in the Microcredit Summit Campaign in New York City, attended by over 1,000 delegates from 107 countries, where Dr. Cecilia del Castillo acts as moderator

Project Dungganon begins serving Kabankalan, San Carlos and Tanjay clients

Project Dungganon celebrates its 10 year anniversary

Dumaguete Branch opens along with the 1^st PD branch outside Negros Province in Toledo, Cebu

Dr.Cecilia del Castillo represents NWTF in the Microcredit Summit Campaign held in West Africa’s Ivory Coast as facilitator during the event attended by 600 delegates from 85 countries

Project Kasanag is established to offer individual loans for small and medium enterprises

Strategic support, technical assistance and information is received through the partnership with Women’s World Banking

Accredited as a donee by the Philippine Council for NGO Certification

Silay Branch opens

NWTF offers micro-insurance to its clients.

NWTF became a recipient of the Rotary International Volunteer Program from Canada

NWTF client, Emma Morales of Manapla Branch, wins the Visayas Citibank Microentrepreneur of the Year award

Hinigaran, Valladolid and Cadiz branches open

Bais, Santander, Puerto Princesa and Narra Branches open

The NWTF Scholarship Program is launched

Bayawan, Dalaguete, Cordova,

Catbalogan and Brooke’s Point Branches open

Dungganon Bank, the first microfinance-thrift bank in Visayas is established in Bacolod City

Micro-crop loans are made available to clients

Clients, Jerilyn Lucareza and Virginia Borde, are recognized by Citibank with the Visayas Maunlad Awards

Bogo, Minglanilla, Compostella, Taytay, Catarman and Calbayog Branches open

Village Phone Banking is piloted in Negros, aimed at bridging the communication gap in rural areas.

The Progress Out of Poverty Index is integrated into operations as a measuring tool

Professor Sukor Kasim returns as consultant for the 2^nd time

Ubay and Maasin Branches open

NWTF, Executive Director, Dr. Cecilia del Castillo, is a finalist for the prestigious, international Ernst and Young Entrepreneur of the Year Award: Leading Woman in the Public Sector

NWTF client, Ma. Cecilia David Salarda, receives the Citibank Microentreprenuer of the Year Award with a special citation for the Ability to Harness Local Market Potentials

The Client Services Department is formally created to maximize the potentials of clients’ Income Generating and Survival Skills

Guihulngan, Guindulman and Baybay Branches open

NWTF celebrates its 25^th anniversary

NWTF partners with KIVA, a leading crowd-funding platform aimed at alleviating global poverty

NWTF introduces innovative, environment-friendly products such as solar lamps and cook stoves to maximize savings and earnings for NWTF clients

San Carlos client, Shirley Ecot, is awarded the Citibank Microentreprenur of the Year Maunlad Award

Virginia Lubguban of Dumaguete receives the Masikap Award during the Citibank Micro entrepreneur of the Year Awards

Sonia Palmes of Brgy. Minoyan, Murcia, Negros Occidental is a Sikap National Awardee

Clients Ester Lumbo, Mary Jan Reyes, and Enrico Jingco are Citibank Microentreprenuer Visayas Masikap and Maunlad Awardees

Banga, Numancia, Ivisan, Panay, Dumangas and Sara Branches open

DO-IT Foundation is created from the spin-off of the NWTF Management Information System, providing technology solutions for MFI’s and NGO’s

NWTF’s social performance strengths recognized with 5 KIVA badges

Partnership with Whole Planet Foundation

Natividad Gabriel of Taytay Branch is a Maunlad Luzon Awardee of Citibank Micro entrepreneur of the Year Awards

Barili, Sogod-Cebu, Ormoc, Kananga, Palo, Tacloban Branches open

Dungganon Bank opens its first branch in Bantayan Island

NWTF is Awarded the Eduardo Aboitiz Award for Outstanding Institution in the 5^th RAFI Triennial Awards

Naval, Dumarao, Sagay, Himamaylan, Sogod-Leyte, Isabela, La Carlota, Manapla, Camotes, Malay and Roxas-Capiz Branches open

Awarded the Truelift Achievement Award

Partnership with Net-Works to collect and recycle used fishing nets into carpet tiles

Guimaras, Pontevedra, Talisay, Daan-Bantayan, Mabinay, Ilog-Candoni, Sibulan, Quezon, and Bindoy Branches open

NWTF celebrates 30 years of service to over 180,000 micro entrepreneurs across 73 branches

Basey, Quinapondan, Guiuan, Liloan, Canlaon, Puerto Princesa North, Kalibo and President Roxas Branches open

NWTF client from Binalbagan branch, Victoria Bantilla, is awarded in the 2015 Citi Microentrepreneurship Awards

Culasi, San Jose, Mandaue, Tubigon, Tagbilaran, Loay, Pulupandan, Siaton and Siquijor Branches open

NWTF Executive Director, Dr. Cecilia del Castillo speaks about partnerships that work during the 2016 Women’s Forum

NWTF opens its 100th branch

NWTF inaugurates its solar roof, Bacolod City’s First Commercial Net-Metered Solar PV System in operation, located at NWTF Building 2

Project Dungganon expands to Batangas and Laguna

Project Kasanag opens its first branch in Iloilo City

NWTF staff contingent surpasses 2000 employees

Project Dungganon Outreach surpass 350,000 clients

NWTF’s Water Access, Sanitation and Hygiene (WASH) Program steps up to Phase 2 with Water.org after successfully reaching more than triple of the original loan target

Roll out of a tablet based system (CESUCOi) that provides a digitized platform to support services provided for clients (track loans and savings)

NWTF staff contingent reaches 3,000 employees

NWTF reaches the 3 Billion loan portfolio milestone

Project Kasanag opens the 2nd branch in Cebu

Executive Director, Cecilia D. del Castillo speaks on alleviating poverty through partnerships and collaboration at the Seamless Philippines Summit, Mall of Asia, September 2018

NWTF mourns the passing of NWTF Executive Director and Founder, Dr. Cecilia del Castillo on December 1, 2018

NWTF celebrates its 35th year in the industry

NWTF Founders are recognized as Insular Life’s Inlife Sheroes, a movement borne out of Insular Life’s collaboration with the International Finance Corporation, gathering women from different industries to inspire other women through stories and real talk about life.

NWTF co-presented the First Social Business Youth Summit in the Philippines promoting Social Business. Keynote speaker: Nobel Peace Laureate, Prof. Muhammad Yunus

Inauguration of the Cecilia D. del Castillo Community Center in San Carlos City, Negros Occidental

Launching of two Dungganon Books: Dungganon (Honorable) – the story of three women in Negros: their hopes, struggles and triumphs in creating a better tomorrow and a coffee-table book also entitled Dungganon (Honorable) which features the Dungganon communities across the Philippines

As the COVID-19 pandemic brought unprecedented disruption, NWTF stood firm in its mission to serve poor women, their families, and most especially the employees by retaining all employees and providing them with all the support they needed.

Supported over 500,000 clients with loans across 194 branches, sustaining a ₱3.6 billion loan portfolio despite lockdowns and disasters.

Deployed ₱19 million in relief operations to communities hit by the Taal eruption and multiple typhoons.

Accelerated digital transformation — launched webinars, e-money rollouts, and virtual events to sustain client services and staff morale.

Introduced telemedicine and psychosocial support programs for clients and employees.

The “Dungganon Spirit” unified staff and clients in adapting to the “new normal,” proving NWTF’s strength in crisis.

In the second year of the pandemic, NWTF focused on rebuilding businesses, lives, nurturing well-being, and deepening social impact.

Continued telemedicine and health programs, with over 490,000 clients benefiting from care and education initiatives.

Partnered with the Provincial Government of Negros Occidental to aid micro-entrepreneurs’ rehabilitation.

Launched the 37,000 Punong Handog para sa Inang Kalikasan Project, promoting sustainability and environmental care across communities.

Celebrated women’s empowerment as our Project Dungganon Entrepreneur, Medelina Cansancio, won the Visayas Regional Award in the 18th Citi Microentrepreneurship Awards.

Emerging stronger from the pandemic, NWTF entered a new phase of growth, expansion, and digital transformation.

Expanded to 222 branches, serving 522,336 active clients with a ₱5.14 billion loan portfolio — surpassing pre-pandemic levels.

Delivered over 606,000 wellness services through medical missions and launched the first Hybrid Business Summit, engaging more than 1,100 clients nationwide.

Four Project Dungganon Entrepreneurs — Phoebe Borce, Ma. Sol Manlabe, Lalyn Reporas, and Melanie Valenzuela were among the 20 national winners of the first Digital Financial Inclusion Awards (DFIA) of the Citi Foundation, Microfinance Council of the Philippines, Inc., and the Banko Sentral ng Pilipinas (BSP)

Awarded 2,358 scholarships and strengthened partnerships with USAID Safe Water and Fish Right to support livelihoods and sanitation. Reinforced NWTF’s role as a sustainable, inclusive financial institution — building pathways for long-term resilience and empowerment.

NWTF’s 39th year marked a significant shift — broadening its focus from individual empowerment to community transformation.

Expanded to 252 branches, serving 522,336 clients with a ₱5.6B loan portfolio.

Launched the “Building Sustainable Communities” mission — integrating the call for responsible entrepreneurship, access to preventive healthcare, and adoption of green technologies.

Applied for Sustainability Standard Certification (SSCI) from the European Organization for Sustainable Development (EOSD), affirming global alignment.

Served 601,969 clients through wellness and medical programs, strengthening preventive health access.

Five Project Dungganon Entrepreneurs  — Fely Suarez, Salome Barile, Normanita Banagudos, Ryme Janelle Besonaya, and Annabelle Banquero — were recognized as winners in the 2nd Digital Financial Inclusion Awards (DFIA) at the Bangko Sentral ng Pilipinas.

Kicked off the 1 Million Trees and Counting Campaign, planting over 5,300 mangrove seedlings in Bago City.

Recognized among the Top 100 Employers in the Philippines (Inquirer & Statista).

NWTF clients won big in the 2nd Digital Financial Inclusion Awards, honoring digital innovation in entrepreneurship.

NWTF celebrated its 40th anniversary with milestones that reaffirmed its enduring mission to empower women, families, and communities.

Co-hosted the 14th Social Business Day in Manila, and over 400 participants from 27 countries participated. Nobel Peace Laureate Professor Muhammad Yunus, a long-time ally and friend of NWTF, was the esteemed keynote speaker.

Reached 575,216 active loan clients and grew its total portfolio to ₱6.28B, operating through 302 branches nationwide.

Honored as a Top 32 Employer in the Philippines, a leap from the 100th spot in 2023.

NWTF received Presidential Recognition for Project Dungganon as an Outstanding Development Partner through the Department of Trade and Industry.

In the first year of the 1 Million Trees and Counting Campaign, NWTF surpassed the campaign’s goal through massive tree-growing efforts

Disbursed ₱635M in WASH loans and expanded solar and sanitation financing to promote green, dignified living.

Established the iSTAR Center for Entrepreneurship (with Coca-Cola Philippines & Technical Education and Skills Development Authority) — a new hub for women’s digital and business training.

Two Project Dungganon Entrepreneurs — Ligaya Arculo and Shanie Lou Depalubos were honored as Digital Champions for successfully leveraging digital tools to strengthen their business operations in the 3rd Digital Financial Inclusion Awards (DFIA).

Partnered with BagoSphere for workforce development and youth employment initiatives.

Strengthened youth engagement through 85 active 3ZERO Clubs and the Youth LEADS Summit featuring Nobel Laureate Muhammad Yunus.