Generated by All in One SEO v4.9.10, this is an llms.txt file, used by LLMs to index the site. # NWTF Negros Women for Tomorrow Foundation ## Sitemaps - [XML Sitemap](https://nwtf.org.ph/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [Our History](https://nwtf.org.ph/?page_id=5258) - Discover the history of NWTF—founded to fight poverty by empowering women through microfinance and community development since 1984. - [Marites Amigo](https://nwtf.org.ph/client-stories/marites-amigo-nwtf-client/) - Marites' story is a poignant reminder of the realities that many businesses, women, and mothers face. Be inspired by her story and her dedication to success. - [Jennifer Cayongcong](https://nwtf.org.ph/client-stories/jennifer-cayongcong/) - Jennifer bakes her way to a better tomorrow, her story reminds us of resilience and determination despite life’s hardships. - [Geraldine Senayo](https://nwtf.org.ph/client-stories/geraldine-senayo/) - Geraldine hails from Iloilo City, known for its rich culture and heritage, yet is a home to communities who work tirelessly to survive and live a decent life. - [Lagrimas Luston](https://nwtf.org.ph/client-stories/lagrimas-luston/) - “Finishing school was my dream, but my family couldn’t afford it. We worked in sugarcane farms, and I became a household help,” shared Lagrimas “Lory” Luston. - [Leonida Gimay](https://nwtf.org.ph/client-stories/leonida-gimay/) - Leonida and Allan built a thriving meat business from a ₱300 salary, using savings & loans from Project Dungganon to grow shops, vehicles, a farm, and a home. - [Victoria Bantillan](https://nwtf.org.ph/client-stories/victoria-bantillan/) - Victoria grew from plantation work to a successful mushroom business with Project Dungganon loans, supplying major markets and training future farmers. - [Rosita Pabalan](https://nwtf.org.ph/client-stories/rosita-pabalan/) - Rosita Pabalan grew her fish cracker business with Project Dungganon loans, strong customer and employee relations, and hard work, expanding to multiple towns. - [Milagros Galvez](https://nwtf.org.ph/client-stories/milagros-galvez/) - Milagros grew a sari-sari store into a family-run business with rice, piggery, and retail using Project Dungganon loans, training her children to lead. - [Julie Villanueva](https://nwtf.org.ph/client-stories/julie-villanueva/) - Julie and Nonito Villanueva turned scrap metal and used ropes into a thriving blacksmith business with Project Dungganon loans, earning nationwide recognition. - [Mary Jane Lagunay](https://nwtf.org.ph/client-stories/mary-jane-lagunay/) - From a fishing shanty to a stable home, Mary Jane grew her fishing and vending business through Project Dungganon loans, securing her family’s future. - [Myrna Millarez](https://nwtf.org.ph/client-stories/myrna-millarez/) - Myrna grew from a backyard piggery to farming and fishing enterprises through Project Dungganon loans, building a sturdy home and securing her family’s future. - [Daria Ango](https://nwtf.org.ph/client-stories/daria-ango/) - Daria grew from a sari-sari store to wholesaling and transport businesses using Project Dungganon loans, building a home and securing her family’s future. - [Jesusa Altamera](https://nwtf.org.ph/client-stories/jesusa-altamera/) - Jesusa rose from poverty, growing a sari-sari store into multiple businesses through Project Dungganon loans, now employing over 50 people. - [Zosima Ybañez](https://nwtf.org.ph/client-stories/zosima-ybanez/) - Zosima and Remigio Ybañez grew from peddling firewood to a family-run hollow block business with Project Dungganon support, employing their six eldest children. - [Virginia Lubguban](https://nwtf.org.ph/client-stories/virginia-lubguban/) - Virginia and Aly Lubguban used a ₱5,000 Project Dungganon loan to start a furniture business, turning their skills, teamwork, and foresight into success. - [Evangeline Miñoza](https://nwtf.org.ph/client-stories/evangeline-minoza/) - Evangeline and Winnie grew their lechon, goat, and chicken business with Project Dungganon loans and hard work, earning ₱35,000/week and securing their home. - [Marilou Pelaez](https://nwtf.org.ph/client-stories/marilou-pelaez/) - Marilou turned hardships into success, growing her crab business with Project Dungganon loans, savings and hard work, while building a home for six children. - [Susan and Felipe Mahinay](https://nwtf.org.ph/client-stories/susan-and-felipe-mahinay/) - Susan and Felipe Mahinay turned ₱20,000 savings into a thriving sorbetes business with 20+ carts, delivery vans, and a loyal clientele in Bacolod City. - [Marilyn Catacutan](https://nwtf.org.ph/client-stories/marilyn-catacutan/) - Marilyn Catacutan turned setbacks into success, building a thriving second-hand bag and shoe business after fire, surgery, and financial struggles. - [Jamilla Pasilaban](https://nwtf.org.ph/client-stories/jamilla-pasilaban/) - Jamilla grew from a small sari-sari store to multiple businesses—canteen, livestock, rice, softdrinks, and a delivery truck—through hard work and determination. - [Virginia Lastima](https://nwtf.org.ph/client-stories/virginia-lastima/) - Virginia Lastima grew her food vending business from a ₱3,000 loan in 1999 into multiple stores and a lumber business, staying hands-on and customer-focused. - [Jocelyn Sanipa](https://nwtf.org.ph/client-stories/jocelyn-sanipa/) - Jocelyn, born 1968, helped support her siblings, married a fisherman, and grew a sari-sari store into a thriving business with boats, a truck, and 30 employees. - [Cecilia Salarda](https://nwtf.org.ph/client-stories/cecilia-salarda/) - From selling 60 balut eggs to meeting the President, Cecilia grew her business through loans, hard work, and resilience, now employing 20+ people. - [Ruth Dongon](https://nwtf.org.ph/client-stories/ruth-dongon/) - Ruth Dongon grew her fishing business from a ₱2,000 loan in 1997, to a thriving venture with crab, prawn, shrimp, five boats, and a local commissary. - [Darna Selayo](https://nwtf.org.ph/client-stories/darna-selayo/) - Water for breakfast and a serving of dried fish to feed nine mouths each day, Darna made a decision to change the fate of her family, joining Project Dungganon. - [Mercy Casibo](https://nwtf.org.ph/client-stories/mercy-casibo/) - Starting with an old, small and ragged boat, Mercy and her husband overcame his fear of the ocean and hired an extra hand to begin a humble fishing business. - [Emma Morales](https://nwtf.org.ph/client-stories/emma-morales/) - Emma and her husband Gerardo works tirelessly for their family—Emma on a sugarcane plantation, Gerardo a self-taught mechanic roaming the streets for work. - [Elsa Consas](https://nwtf.org.ph/client-stories/elsa-consas/) - Facing poverty at seven, Elsa worked in rice fields to help her family's needs, while continuing school. Yet, she never stopped dreaming of a better tomorrow. - [Melanie Constantino](https://nwtf.org.ph/client-stories/melanie-constantino/) - “Ever since we were small, we lived in poverty. Some days we ate fish once, mostly vegetables, and the rest of the week only dried fish,” Melanie explains. - [Medelina Cansancio](https://nwtf.org.ph/client-stories/medelina-cansancio/) - Every day, Medelina wakes up to sound of the waves. By 2–4 in the morning, she checks her smoked fish and adjusts the flames to ensure its taste and quality. - [Mary Ann Alvarado](https://nwtf.org.ph/client-stories/mary-ann-and-richel-alvarado-2/) - Richel Alvarado and his wife Mary Ann have spent most of their lives forging against the waves, but they are blessed with the abundance that lies beneath. - [Lilibeth Hautea](https://nwtf.org.ph/client-stories/lilibeth-hautea/) - At 54, Lilibeth balances family, household, and supporting her husband’s livelihood. There’s more to this hardworking woman than meets the eye. - [Jenelyn Abella](https://nwtf.org.ph/client-stories/jenelyn-abella/) - When mothers are asked about their dreams, the answer undoubtedly includes something for their children. Jenelyn, a wife and mother of five, is one of them. - [Rosalinda Quijano](https://nwtf.org.ph/client-stories/rosalinda-quijano/) - Rosalinda worked as a laundrywoman in their community, travelled from city to city to sell dried fish, and labored as a kargador—while raising six children. - [Perlita de la Cruz](https://nwtf.org.ph/client-stories/perlita-de-la-cruz/) - Perlita is a local of Calatrava, Negros Occidental. A mother of four wonderful children, she works hard to give her family the comfort she never had growing up. - [Rebecca Dizon](https://nwtf.org.ph/client-stories/rebecca-dizon/) - Rebecca worked day by day in the rice fields to support her family. Now, she lives comfortably, and all her children have stable jobs or are abroad. - [Elda Baldon](https://nwtf.org.ph/client-stories/elda-baldon/) - Elda, who hails from Panay, shares her passion and love for "hablon", a handwoven textile of her province made using a traditional handloom and natural fibers. - [Susana Regino](https://nwtf.org.ph/client-stories/susana-regino/) - Susana rose from poverty through hard work and opportunity, growing her native bag business with the help of Project Dungganon. - [Melanie Mermida](https://nwtf.org.ph/client-stories/melanie-mermida/) - Melanie runs an online selling business with her family. A member of Project Dungganon for 21 years, she is center chief of the microfinance center in Suyac. - [Juvy Villaruz](https://nwtf.org.ph/client-stories/juvy-villaruz/) - Juvy extends her caring nature beyond her culinary creations, valuing her employees & clients. Her nurturing spirit is evident in the relationships she built. - [2021](https://nwtf.org.ph/uncategorized/2021/) - In the second year of the pandemic, NWTF focused on rebuilding businesses, lives, nurturing well-being, and deepening social impact. - [2022](https://nwtf.org.ph/uncategorized/2022/) - Emerging stronger from the pandemic, NWTF entered a new phase of growth, expansion, and digital transformation. - [2023](https://nwtf.org.ph/uncategorized/2023/) - NWTF’s 39th year marked a significant shift — broadening its focus from individual empowerment to community transformation. - [1997](https://nwtf.org.ph/history/1997/) - NWTF receives a substantial grant from CGAP that jumpstarted NWTF’s expansion beginning with Bago Branch Bago Branch commences operation - [1998](https://nwtf.org.ph/history/1998/) - NWTF participates in the Microcredit Summit Campaign in New York City, attended by over 1,000 delegates from 107 countries, where Dr. Cecilia del Castillo acts as moderator Project Dungganon begins serving Kabankalan, San Carlos and Tanjay clients - [2016](https://nwtf.org.ph/history/2016/) - NWTF Executive Director, Dr. Cecilia del Castillo speaks about partnerships that work during the 2016 Women’s Forum NWTF opens its 100th branch NWTF inaugurates its solar roof, Bacolod City’s First Commercial Net-Metered Solar PV System in operation, located at NWTF Building 2 - [2019](https://nwtf.org.ph/history/2019/) - NWTF celebrates its 35th year in the industry NWTF Founders are recognized as Insular Life’s Inlife Sheroes, a movement borne out of Insular Life’s collaboration with the International Finance Corporation, gathering women from different industries to inspire other women through stories and real talk about life. NWTF co-presented the First Social Business Youth Summit in the Philippines promoting Social - [2018](https://nwtf.org.ph/history/2018/) - NWTF staff contingent reaches 3,000 employees NWTF reaches the 3 Billion loan portfolio milestone Project Kasanag opens the 2nd branch in Cebu Executive Director, Cecilia D. del Castillo speaks on Alleviating poverty through partnerships and collaboration at the Seamless Philippines Summit, Mall of Asia September 2018 NWTF mourns the passing of NWTF Executive Director and Founder, Dr. Cecilia del Castillo on December 1, - [2017](https://nwtf.org.ph/history/2017/) - Project Dungganon expands to Batangas and Laguna Project Kasanag opens its first branch in Iloilo City NWTF staff contingent surpasses 2000 employees Project Dungganon Outreach surpass 350,000 clients NWTF’s Water Access, Sanitation and Hygiene (WASH) Program steps up to Phase 2 with Water.org after successfully reaching more than triple of the original loan target. Roll out of - [2015](https://nwtf.org.ph/history/2015/) - NWTF client from Binalbagan branch, Victoria Bantilla, is awarded in the 2015 Citi Microentrepreneurship Awards Culasi, San Jose, Mandaue, Tubigon, Tagbilaran, Loay, Pulupandan, Siaton and Siquijor Branches open - [2014](https://nwtf.org.ph/history/2014/) - NWTF celebrates 30 years of service to over 180,000 micro entrepreneurs across 73 branches Basey, Quinapondan, Guiuan, Liloan, Canlaon, Puerto Princesa North, Kalibo and President Roxas Branches open - [2013](https://nwtf.org.ph/history/2013/) - Awarded the Truelift Achievement Award Partnership with Net-Works to collect and recycle used fishing nets into carpet tiles Guimaras, Pontevedra, Talisay, Daan-Bantayan, Mabinay, Ilog-Candoni, Sibulan, Quezon, and Bindoy Branches open - [2012](https://nwtf.org.ph/history/2012/) - Dungganon Bank opens its first branch in Bantayan Island NWTF is Awarded the Eduardo Aboitiz Award for Outstanding Institution in the 5th RAFI Triennial Awards Naval, Dumarao, Sagay, Himamaylan, Sogod-Leyte, Isabela, La Carlota, Manapla, Camotes, Malay and Roxas-Capiz Branches open - [2011](https://nwtf.org.ph/history/2011/) - DO-IT Foundation is created from the spin-off of the NWTF Management Information System, providing technology solutions for MFI’s and NGO’s NWTF’s social performance strengths recognized with 5 KIVA badges Partnership with Whole Planet Foundation Natividad Gabriel of Taytay Branch is a Maunlad Luzon Awardee of Citibank Micro entrepreneur of the Year Awards Barili, Sogod-Cebu, Ormoc, Kananga, Palo, Tacloban Branches open - [2010](https://nwtf.org.ph/history/2010/) - Sonia Palmes of Barangay Minoyan, Murcia, Negros Occidental is a Sikap National Awardee Clients Ester Lumbo, Mary Jan Reyes, Enrico Jingco are Citibank Microentreprenuer Visayas Masikap and Maunlad Awardees Banga, Numancia, Ivisan, Panay, Dumangas and Sara Branches open - [2009](https://nwtf.org.ph/history/2009/) - NWTF celebrates its 25th anniversary NWTF partners with KIVA, a leading crowd-funding platform aimed at alleviating global poverty NWTF introduces innovative, environment-friendly products such as solar lamps and cook stoves to maximize savings and earnings for NWTF clients San Carlos client, Shirley Ecot, is awarded the Citibank Microentreprenur of the Year Maunlad Award Virginia Lubguban of Dumaguete receives the Masikap Award during the - [2008](https://nwtf.org.ph/history/2008/) - The Client Services Department is formally created to maximize the potentials of clients’ Income Generating and Survival Skills Guihulngan, Guindulman and Baybay Branches open - [2007](https://nwtf.org.ph/history/2007/) - NWTF, Executive Director, Dr. Cecilia del Castillo, is a finalist for the prestigious, international Ernst and Young Entrepreneur of the Year Award: Leading Woman in the Public Sector Client, Ma. Cecilia David Salarda, receives the Citibank Microentreprenuer of the Year Award with a special citation for the Ability to Harness Local Market Potentials - [2006](https://nwtf.org.ph/history/2006/) - Village Phone Banking is piloted in Negros, aimed at bridging the communication gap in rural areas. The Progress Out of Poverty Index is integrated into operations as a measuring tool Professor Sukor Kasim returns as consultant for the 2nd time Ubay and Maasin Branches open - [2005](https://nwtf.org.ph/history/2005/) - Dungganon Bank, the first microfinance-thrift bank in Visayas is established in Bacolod City Micro-crop loans are made available to clients Clients, Jerilyn Lucareza and Virginia Borde, are recognized by Citibank with the Visayas Maunlad Awards Bogo, Minglanilla, Compostella, Taytay, Catarman and Calbayog Branches open - [2004](https://nwtf.org.ph/history/2004/) - The NWTF Scholarship Program is launched Bayawan, Dalaguete, Cordova, Catbalogan and Brookespoint Branches open - [2003](https://nwtf.org.ph/history/2003/) - Bais, Santander, Puerto Princesa and Narra Branches open - [2002](https://nwtf.org.ph/history/2002/) - NWTF offers micro-insurance to its clients. NWTF became a recipient of the Rotary International Volunteer Program from Canada NWTF client, Emma Morales of Manapla Branch, wins the Visayas Citibank Microentrepreneur of the Year award Hinigaran, Valladolid and Cadiz branches open - [2000](https://nwtf.org.ph/history/2000/) - Project Kasanag is established to offer individual loans for small and medium enterprises Strategic support, technical assistance and information is received through the partnership with Women’s World Banking Accredited as a donee by the Philippine Council for NGO Certification Silay Branch opens - [1999](https://nwtf.org.ph/history/1999/) - Project Dungganon celebrates its 10 year anniversary Dumaguete Branch opens along with the 1st PD branch outside Negros Province in Toledo, Cebu Dr.Cecilia del Castillo represents NWTF in the Microcredit Summit Campaign held in West Africa’s Ivory Coast as facilitator during the event attended by 600 delegates from 85 countries - [1994](https://nwtf.org.ph/history/1994/) - Professor Sukor Kasim, from Amanah Ikhtiar Malaysia, becomes a consultant for the organization. Grameen Exposure Dialogue was held in the Philippines NWTF receives direct assistance from Grameen Bank - [1992](https://nwtf.org.ph/history/1992/) - Partnership with Catholic Relief Services - [1991](https://nwtf.org.ph/history/1991/) - Hinoba-an Branch opens - [1990](https://nwtf.org.ph/history/1990/) - Professor Muhammad Yunus makes his first visit to NWTF Escalante, Cauayan and La Castellana branches open - [1989](https://nwtf.org.ph/history/1989/) - NWTF Executive Director, Dr. Cecilia del Castillo, was appointed President of the Philippine Network of Grameen Bank Replicators (PHILNET) and Executive Trustee of the Charter of the Asia-Pacific for Helping the Hardcore Poor (CASHPOR Philippines). Capacity-building training and workshops were conducted for network members including Personal Effectiveness, Cost Effective Interest Rate, Measuring Impact (AIMS Impact Assessment Tool), Internal - [1988](https://nwtf.org.ph/history/1988/) - NWTF Executive Director, Dr. Cecilia del Castillo, was made part of Negros Occidental’s post-Marcos government under Governor Daniel Lacson to spearhead their women-centered initiatives. She was then appointed to the pioneer task force composed of representatives from several regions in the Philippines, created under the advisement of President Corazon Aquino, to study the Grameen Credit Methodology with Professor - [1986](https://nwtf.org.ph/history/1986/) - Registered with the Securities and Exchange Commission - [1984](https://nwtf.org.ph/history/1984/) - Mother Bakery Cooperative ## Pages - [Home](https://nwtf.org.ph/) - Negros Women for Tomorrow Foundation, Inc. empowers women through microfinance through its 350 branches, building sustainable communities across the Philippines - [Careers](https://nwtf.org.ph/careers/) - Explore career opportunities at NWTF and join us in empowering women and transforming communities across the Philippines. Apply today! - [Gallery](https://nwtf.org.ph/our-impact/gallery/) - Browse NWTF’s gallery to see inspiring photos and moments showcasing women empowerment, community projects, and sustainable development in action. - [What’s New at NWTF](https://nwtf.org.ph/whats-new-at-nwtf/) - What's new at NWTF? Organizational milestones, inspiring community stories, awards, and events advancing women’s empowerment through microfinance. - [About Us](https://nwtf.org.ph/about-us/) - Learn about NWTF – a non-profit empowering women and communities in the Philippines through microfinance, sustainable development, and social support programs. - [Our History](https://nwtf.org.ph/about-us/our-history/) - Discover the history of NWTF, founded to fight poverty by empowering women through microfinance and community development since 1984. - [Videos](https://nwtf.org.ph/our-impact/videos/) - Watch inspiring videos from NWTF showcasing women empowerment, community projects, and the positive impact of our programs across the Philippines. - [Client Stories](https://nwtf.org.ph/our-impact/client-stories/) - Explore the inspiring and real stories of NWTF clients who achieved success, overcame challenges, and made a difference in their lives and communities. - [Annual Reports](https://nwtf.org.ph/our-impact/annual-reports/) - Explore NWTF’s annual reports to see our impact, financial transparency, and progress in empowering communities across the Philippines. - [Our Impact](https://nwtf.org.ph/our-impact/) - Discover the impact of NWTF in the Philippines—empowering women, reducing poverty, and building sustainable communities. - [What We Do](https://nwtf.org.ph/our-work/what-we-do/) - Explore NWTF's services, including microfinance, community development, and capacity-building programs. - [Our Work](https://nwtf.org.ph/our-work/) - Learn about NWTF’s work, empowering women, promoting microfinance, and driving sustainable community development across the Philippines. - [Social Performance Management Committee](https://nwtf.org.ph/spm-board-committee/) - Learn how NWTF’s Social Performance Management Committee ensures programs create positive social impact and support sustainable community growth. - [Risk and Finance Committee](https://nwtf.org.ph/risk-and-finance-committee/) - Discover how NWTF's Risk and Finance Committee safeguards financial health and manages risks to ensure transparency, stability, and long-term sustainability. - [Human Resource Committee](https://nwtf.org.ph/human-resource-committee/) - Explore how NWTF's Human Resource Committee fosters a supportive, ethical, and growth-oriented workplace through strategic HR governance and leadership. - [Governance Committee](https://nwtf.org.ph/governance-committee/) - Learn how NWTF ensures transparency, accountability, and ethical leadership through strong governance, empowering communities and driving sustainable impact. - [Board Charter](https://nwtf.org.ph/board-charter/) - Learn about NWTF’s Board Charter outlining governance principles, roles, and responsibilities to ensure effective leadership and organizational accountability. - [Audit Committee](https://nwtf.org.ph/audit-committee/) - Learn about NWTF’s Audit Committee, ensuring financial transparency, accountability, and compliance to protect the organization and its stakeholders. - [Code of Conduct](https://nwtf.org.ph/code-of-conduct/) - Discover the NWTF code of conduct and the values that promote transparency, respect, and accountability in every engagement. - [Policy on Anti-Sexual Harassment](https://nwtf.org.ph/policy-on-anti-sexual-harassment/) - Read NWTF’s policy on preventing and addressing sexual harassment to promote a safe, respectful, and inclusive workplace for all employees and partners. - [Conflict of Interest](https://nwtf.org.ph/conflict-of-interest/) - Learn about NWTF’s conflict of interest policies to ensure fairness, transparency, and integrity in all decisions and actions within the organization. - [NWTF Trustees](https://nwtf.org.ph/nwtf-trustees/) - Get to know the NWTF Trustees, the committed leaders driving women’s empowerment, livelihood support, and social impact nationwide. - [Annual General Meeting](https://nwtf.org.ph/annual-general-meeting/) - Explore the NWTF Annual General Meeting page, including notices, agenda details, meeting minutes, key updates, and official resolutions. - [Privacy Policy for Clients](https://nwtf.org.ph/about-us/privacy-policy-for-clients/) - Read NWTF’s Privacy Policy to learn how we collect, use, and protect your personal information, ensuring your data privacy and security at all times. - [1 Million Trees](https://nwtf.org.ph/1-million-trees/) - Join NWTF’s 1 Million Trees & Counting Campaign to help restore forests, fight climate change, and build sustainable communities in the Philippines. - [Telemedicine Branch Directories](https://nwtf.org.ph/telemedicine-branch-directories/) - Find contact details and service hours for NWTF’s telemedicine branches, offering remote healthcare support and consultations to communities in need. - [Our Branches](https://nwtf.org.ph/our-branches-2/) - 📍 Find an NWTF branch near you! View our map of 350 locations nationwide, where we empower Filipinas through microfinance. - [Branch Directory](https://nwtf.org.ph/branch-directory/) - Explore the NWTF branch directory to discover offices, check contact details, and connect with services focused on financial inclusion and community support. - [FB #10317](https://nwtf.org.ph/fb-10317/) - Microfinance at the Heart of Sustainable CommunitiesNegros Women for Tomorrow Foundation, Inc. (NWTF) is a non-government organization established in 1984 to empower women, families, and communities across the Philippines through microfinance. Serving nearly 600,000 clients nationwide—building sustainable communities, one empowered woman at a time. Building Sustainable CommunitiesPromote responsible entrepreneurship Provide easy and affordable access to - [Covid-19](https://nwtf.org.ph/covid-19/) - NWTF supports our Dungganon women during the pandemic. We provide digital tools, health aid, and financial relief to help local businesses recover and thrive. - [News](https://nwtf.org.ph/news/) - Stay updated with the latest news, stories, and announcements on NWTF’s efforts to empower women and build sustainable communities in the Philippines. - [IWD2021 Virtual Art Exhibit](https://nwtf.org.ph/iwd2021-virtual-art-exhibit/) - Explore the virtual art exhibit, featuring Filipino artworks, poetry, and talks that celebrate women's strength, leadership and vibrant resilience - [Dungganon Book](https://nwtf.org.ph/book/) - Discover the Dungganon Book, narrating the evolution of NWTF through the eyes of its founders and how they shaped the organization into what it is today. - [Microfinance](https://nwtf.org.ph/our-impact/gallery/microfinance/) - Explore NWTF’s microfinance programs that provide affordable loans and financial services to empower communities and support sustainable livelihoods. - [Technology](https://nwtf.org.ph/our-impact/gallery/technology/) - Discover how NWTF uses technology to improve its work, help communities better, and support long-term growth through innovative tools and smart solutions. - [Social Business](https://nwtf.org.ph/our-impact/gallery/social-business/) - Discover NWTF’s social business initiatives that drive positive impact by combining entrepreneurship with community development and sustainability. - [Environment](https://nwtf.org.ph/our-impact/gallery/environment/) - Learn how NWTF promotes caring for the environment through conservation and eco-friendly initiatives that protect nature and support communities. - [Education & Training](https://nwtf.org.ph/our-impact/gallery/education-training/) - Explore NWTF’s Education and Training programs designed to empower communities with skills, knowledge, and opportunities for sustainable development and growth. - [Health and Wellness](https://nwtf.org.ph/our-impact/gallery/health-wellness/) - Discover NWTF’s health and wellness programs focused on improving community well-being through education, access to care, and supportive initiatives. ## Portfolio - [NWTF makes it to the Top 300 Best Employers in PH for 2024](https://nwtf.org.ph/gallery-items/nwtf-makes-it-to-the-top-300-best-employers-in-ph-for-2024/) - October 25, 2023 | NWTF makes it to the Top 300 Best Employers in PH for 2024. Recovering from the reeling effects of the pandemic, any company or organization would agree that the continued well-being of their employees is a top priority. Creating a workplace where they feel valued and cared for, where they are - [‘Greatness of Spirit in Manila’](https://nwtf.org.ph/gallery-items/greatness-of-spirit-in-manila/) - At the “Greatness of the Spirit” event, Ramon Magsaysay Award Foundation (RMAF) President Susan Afan, reintroduces the Ramon Magsaysay Award. - [BagoSphere secures investment to expand upskilling initiative for frontline workers](https://nwtf.org.ph/gallery-items/bagosphere-secures-investment-to-expand-upskilling-initiative-for-frontline-workers/) - July 1, 2024 | BagoSphere, a Philippine startup specializing in human capability training and upskilling solutions, secures equity investment from Negros Women for Tomorrow Foundation (NWTF), a nongovernment organization dedicated to providing microfinancing and developmental services for marginalized communities. This strategic investment marks a pivotal moment for both organizations as they join forces to create - [3 groups feted for promoting MSMEs in Western Visayas](https://nwtf.org.ph/gallery-items/3-groups-feted-for-promoting-msmes-in-western-visayas/) - July 15, 2024 | ILOILO CITY – Three groups were awarded the 2024 Presidential Recognition for Outstanding Development Partners for pushing micro, small, and medium Enterprises (MSMEs) in the Western Visayas region. - [Women’s foundation tackles open sanitation problem in Visayas with loan program](https://nwtf.org.ph/gallery-items/womens-foundation-tackles-open-sanitation-problem-in-visayas-with-loan-program/) - July 3, 2024 | Bacolod, Philippines - A women's foundation is extending small loans to poor families to address the problem of open sanitation practices in parts of the Visayas. - [Nobel laureate joins NWTF 40th anniversary](https://nwtf.org.ph/gallery-items/nobel-laureate-joins-nwtf-40th-anniversary/) - July 1, 2024 | Nobel laureate Muhammad Yunus and his team attended the 40th anniversary of the founding of Negros Women for Tomorrow Foundation (NWTF) in Bacolod City on Sunday, June 30. - [Negros Women for Tomorrow Foundation, Inc (NWTF) receives Presidential recognition for Outstanding Development Partners](https://nwtf.org.ph/gallery-items/negros-women-for-tomorrow-foundation-inc-nwtf-receives-presidential-recognition-for-outstanding-development-partners/) - July 11, 2024| As NWTF celebrates its 40th founding year, the organization was acknowledged for its significant contributions to enhancing the business climate and supporting MSME growth in its respective area of expertise: Improving Access to Finance Category for their Project Dungganon in an awarding ceremony held on July 10, 2024, at the Malacañang Palace. - [NWTF gets award from PBBM as outstanding dev’t partner](https://nwtf.org.ph/gallery-items/nwtf-gets-award-from-pbbm-as-outstanding-devt-partner/) - July 12, 2024 | The Negros Women for Tomorrow Foundation (NWTF) Inc. was recognized as outstanding development partner, during the 2024 Presidential Awards for Outstanding Micro, Small, and Medium Enterprises (MSMEs) and Presidential Recognition for Outstanding Development Partners in Malacañang Palace July 10. - [NWTF’s road to one million trees](https://nwtf.org.ph/gallery-items/nwtfs-road-to-one-million-trees/) - March 15, 2024 | Negros Women for Tomorrow Foundation (NWTF) understands the importance of planting trees and its role in battling climate change; that under the shade of trees, whether upland or along the coastlines, lies both terrestrial and marine life. And for NWTF, preserving these natural habitats is a priority, especially for cleaner air - [NWTF’s Road to One Million Trees and Counting](https://nwtf.org.ph/gallery-items/nwtfs-road-to-one-million-trees-and-counting/) - March 14, 2024| According to a Chinese proverb: “The best time to plant a tree was 20 years ago, the second best time is now.”Negros Women for Tomorrow Foundation (NWTF) understands the importance of planting trees and its role in battling climate change; that under the shade of trees, whether upland or along the coastlines, - [Pro-women’s group receives P28-M grant for food, nutrition project](https://nwtf.org.ph/gallery-items/pro-womens-group-receives-p28-m-grant-for-food-nutrition-project/) - February 19, 2024 | BACOLOD CITY – The Negros Women for Tomorrow Foundation (NWTF) has received a $500,000 (P28 million) grant from the Citi Foundation, through CAF America, for a food security and nutrition project. - [NWTF receives Citi Global Innovation Challenge grant](https://nwtf.org.ph/gallery-items/nwtf-receives-citi-global-innovation-challenge-grant/) - February 19, 2024 | Negros Women for Tomorrow Foundation (NWTF) announced that the Citi Foundation, through CAF America, has awarded the organization a $500,000 grant for a food security and nutrition project that will be piloted through NWTF’s “Balik Panguma Initiative”. - [NWTF awarded with Citi global innovation challenge grant](https://nwtf.org.ph/gallery-items/nwtf-awarded-with-citi-global-innovation-challenge-grant-2/) - February 17, 2024 | Negros Women for Tomorrow Foundation (NWTF) announced in a press release that Citi Foundation, through CAF America, has awarded the organization a $500,000 grant for a food security and nutrition project that will be piloted through NWTF’s ”Balik Panguma Initiative.” - [NWTF awarded with Citi Global Innovation Challenge Grant](https://nwtf.org.ph/gallery-items/nwtf-awarded-with-citi-global-innovation-challenge-grant/) - February 16, 2024| Negros Women for Tomorrow Foundation (NWTF) is happy to announce that Citi Foundation, through CAF America, has awarded the organization a $500,000 grant for a food security and nutrition project that will be piloted through NWTF’s “Balik Panguma Initiative’’. - [NWTF gets $500k award for food security project](https://nwtf.org.ph/gallery-items/nwtf-gets-500k-award-for-food-security-project/) - February 16, 2024 | For the Negros Women for Tomorrow Foundation (NWTF), consistency is important, which is why the microfinance organization continues to reinvent ways and methods that will keep the employees safe, and feel that they are appreciated for their hard work. - [NWTF Cares](https://nwtf.org.ph/gallery-items/nwtf-cares/) - November 7, 2023 | For the Negros Women for Tomorrow Foundation (NWTF), consistency is important, which is why the microfinance organization continues to reinvent ways and methods that will keep the employees safe, and feel that they are appreciated for their hard work. - [In Samar, 150 families to get ‘climate-resilient’ toilets](https://nwtf.org.ph/gallery-items/in-samar-150-families-to-get-climate-resilient-toilets/) - November 7, 2023 | TACLOBAN CITY, Leyte, Philippines —At least 150 poor families in three municipalities in Samar province will soon have sanitary toilet facilities. The project for affordable “climate-resilient toilets” was initiated by the provincial government with partners in microfinance institutions and with the support of the United Nations Children’s Fund. - [NWTF makes it to Top 300 PH Best Employers for 2024](https://nwtf.org.ph/gallery-items/nwtf-makes-it-to-top-300-ph-best-employers-for-2024/) - November 3, 2023 | Recovering from the reeling effects of the pandemic, any company or organization would agree that the continued well-being of their employees is a top priority. Creating a workplace where they feel valued and cared for, where they are supported and groomed for success and breakthroughs, makes up for the hard work - [Climate-resilient toilet to benefit 150 Samar families](https://nwtf.org.ph/gallery-items/climate-resilient-toilet-to-benefit-150-samar-families/) - October 25, 2023 | TACLOBAN CITY – Samar’s provincial government on Wednesday signed a memorandum of agreement with microfinance institutions to make climate-resilient toilets affordable to 150 poor families in the province. The project, supported by UNICEF, will benefit households in Basey, Jiabong, and Paranas towns. - [NWTF among top 300 employers for 2024](https://nwtf.org.ph/gallery-items/nwtf-among-top-300-employers-for-2024/) - October 26, 2023 | Recovering from the reeling effects of the pandemic, any company or organization would agree that the continued well-being of their employees is a top priority. Creating a workplace where they feel valued and cared for, where they are supported and groomed for success and breakthroughs, makes up for the hard work - [SM security force joins NWTF in multi-sector tree planting](https://nwtf.org.ph/gallery-items/sm-security-force-joins-nwtf-in-multi-sector-tree-planting/) - June 26, 2023| THE SM City Bacolod security security force and mall operations team commemorated the Philippine Environment Month by helping plant over 2,500 seedlings at Brgy. Katilingban, Talisay City last June 16. The tree-planting event was spearheaded by the Negros Women for Tomorrow Foundation (NWTF), whose advocacies cover sustainable communities, livelihood, support for women, - [CHMSU, NWTF join hands in coastal cleanup](https://nwtf.org.ph/gallery-items/chmsu-nwtf-join-hands-in-coastal-cleanup/) - March 13, 2023 | Carlos Hilado Memorial State University (CHMSU) students and volunteers joined the Negros Women for Tomorrow Foundation (NWFT) in a coastal clean-up in Brgy. Zone 3, Talisay City on March 10. The Technical University of the Philippines Visayas (TUPV), Dungganon Bank Inc., and the Talisay LGU and City Environment and Natural Resources - [Over 17,000 kilos of waste collected as NWTF marks International Women’s Month](https://nwtf.org.ph/gallery-items/over-17000-kilos-of-waste-collected-as-nwtf-marks-international-womens-month/) - March 14, 2023 | Over 17,000 kilos of waste collected as NWTF marks International Women’s Month with a nationwide clean-up drive Negros Women for Tomorrow Foundation (NWTF) kickstarts its International Women’s Month celebration with a nationwide clean-up drive in 70 branches across the country last Friday, March 10, 2023. - [NWTF, Cauayan partner up for sanitation initiative](https://nwtf.org.ph/gallery-items/hmsu-nwtf-join-hands-in-coastal-cleanup/) - December 1, 2022 | From last year’s partnership for education that helped Caliling National High School set up its own 3D printing laboratory and Point-to-Point (PtP) internet connectivity, Negros Women for Tomorrow Foundation and the Local Government of Cauayan became partners anew for a sanitation initiative aimed to eliminate open defecation in the province. - [NWTF spearheads tree planting activity](https://nwtf.org.ph/gallery-items/nwtf-spearheads-tree-planting-activity/) - June 21, 2023 | Over 2,500 native and fruit trees were planted by the joint efforts of Negros Women for Tomorrow Foundation (NWTF), members from the academe, and organizations during a simultaneous tree-planting activity in Sitio Pulakpulakan, Brgy. San Fernando and Brgy. Katilingban, in Talisay City, June 16. - [2,500+ trees planted for a better tomorrow](https://nwtf.org.ph/gallery-items/2500-trees-planted-for-a-better-tomorrow/) - June 21, 2023 | Over 2,500 native and fruit trees were planted by the joint efforts of Negros Women for Tomorrow Foundation (NWTF), members from the academe, and organizations during a simultaneous tree-planting activity in Sitio Pulakpulakan, Brgy. San Fernando and Brgy. Katilingban, in Talisay City, June 16. - [Planting for a better tomorrow](https://nwtf.org.ph/gallery-items/planting-for-a-better-tomorrow/) - June 17, 2023 | Planting for a better tomorrow. Over 2,500 native and fruit trees were planted by the joint efforts of Negros Women for Tomorrow Foundation (NWTF), members from the academe, and organizations during a simultaneous tree-planting activity in Sitio Pulakpulakan, Brgy. San Fernando and Brgy. Katilingban, in Talisay City, Friday, June 16, 2023. - [NWTF and Cauayan LGU partner anew vs open defecation](https://nwtf.org.ph/gallery-items/nwtf-and-cauayan-lgu-partner-anew-vs-open-defecation/) - December 1, 2021 | The Negros Women for Tomorrow Foundation and the Local Government of Cauayan partners anew, this time for a sanitation project aimed at eliminating open defecation in the province. - [NWTF, Cauayan LGU partner anew for sanitation initiative](https://nwtf.org.ph/gallery-items/nwtf-cauayan-lgu-partner-anew-for-sanitation-initiative/) - December 5, 2022 | From last year’s partnership for education that helped Caliling National High School set up its own 3D printing laboratory and Point-to-Point (PtP) internet connectivity, Negros Women for Tomorrow Foundation and the Local Government of Cauayan became partners anew for a sanitation initiative aimed to eliminate open defecation in the province. - [NWTF and Cauayan LGU partners anew for sanitation initiative](https://nwtf.org.ph/gallery-items/nwtf-and-cauayan-lgu-partners-anew-for-sanitation-initiative/) - November 30, 2022 | From last year’s partnership for education that helped Caliling National High School set up its own 3D printing laboratory and Point-to-Point (PtP) internet connectivity, NWTF and the Local Government of Cauayan partners anew, this time for a sanitation initiative aimed to eliminate open defecation in the province. - [TESDA partners with Coca-Cola to open training center during National Women’s Month](https://nwtf.org.ph/gallery-items/nwtf-tesda-partners-with-coca-cola-to-open-training-center-during-national-womens-month/) - March 18, 2022 |In a timely celebration of National Women’s Month and to prepare sari-sari store owners for a highly digitized “new normal,” Coca-Cola Philippines and the Technical Education and Skills Development Authority (TESDA) opened the iSTAR Center for Excellence in Manila on March 15. - [NWTF: Towards healthier tomorrows](https://nwtf.org.ph/gallery-items/towards-healthier-tomorrows/) - April 13, 2022 |Each year's celebration of World Health Day reminds us to continue taking care of ourselves and our families' health. As the popular phrase would say, “health is wealth” Negros Women for Tomorrow Foundation (NWTF) maintains its efforts in supporting its clients and their families by providing medical services to them, in addition - [Women’s Month activities slated](https://nwtf.org.ph/gallery-items/womens-month-activities-slated/) - March 8, 2022 | Negros Women for Tomorrow Foundation (NWTF) to hold activities and programs anew to celebrate International Women’s Month with the theme: “Women. Working. Winning.” - [By Women and for Women](https://nwtf.org.ph/gallery-items/by-women-and-for-women/) - March 6, 2022 | Negros Women for Tomorrow Foundation (NWTF) to hold activities and programs anew to celebrate International Women’s Month with the theme "Women. Working. Winning." Women across the Philippines and around the world remain remarkable examples of hard work, dedication, and grit. - [USAID, partners aid sanitation program in Negros, Sarangani](https://nwtf.org.ph/gallery-items/usaid-partners-aid-sanitation-program-in-negros-sarangani/) - DECEMBER 29, 2021 | Through an innovative funding scheme, the United States Agency for International Development (USAID) and its partners recently installed 100 sanitary toilets that will benefit 500 people in Sagay City, Negros Occidental, and Alabel, Sarangani. - [Sanitary toilets installed in Negros, Sarangani](https://nwtf.org.ph/gallery-items/sanitary-toilets-installed-in-negros-sarangani/) - DECEMBER 12, 2021 | One hundred sanitary toilets were installed in Sagay City, Negros Occidental, and Alabel, Sarangani to prevent waterborne diseases in communities due to the lack of such facilities. - [USAID, private firms build 100 toilets for Negros Occidental, Sarangani households](https://nwtf.org.ph/gallery-items/usaid-private-firms-build-100-toilets-for-negros-occidental-sarangani-households/) - DECEMBER 9, 2021 | One hundred sanitary toilets were installed in Sagay City, Negros Occidental, and Alabel, Sarangani to prevent waterborne diseases in communities due to the lack of such facilities. - [Sagay, partners launch safe water, sanitary toilet project](https://nwtf.org.ph/gallery-items/sagay-partners-launch-safe-water-sanitary-toilet-project/) - DECEMBER 10, 2021 | At least 200 residents from 40 households in two barangays in Sagay City can now enjoy affordable sanitary toilets through a multi-sectoral Output Based Aid-Blended Finance (OBA-BF) program. - [Toilets for Sagay folk](https://nwtf.org.ph/gallery-items/toilets-for-sagay-folk/) - DECEMBER 10, 2021 | Around 200 Sagaynons from 40 households in two barangays in Sagay City, Negros Occidental can now enjoy affordable sanitary toilets through a multi-sectoral Output-Based Aid-Blended Finance (OBA-BF) program. - [USAID, DAI, NWTF launch safe water, sanitary toilet for Sagay](https://nwtf.org.ph/gallery-items/usaid-dai-nwtf-launch-safe-water-sanitary-toilet-for-sagay/) - DECEMBER 09, 2021 | Around 200 Sagaynons from 40 households in two barangays in Sagay City, Negros Occidental can now enjoy affordable sanitary toilets through a multi-sectoral Output-Based Aid-Blended Finance (OBA-BF) program. - [Fisherfolks receive financing from USAID, NWTF](https://nwtf.org.ph/gallery-items/fisherfolks-receive-financing-from-usaid-nwtf/) - NOVEMBER 27, 2021 | Fisherfolks whose livelihood and subsistence are dependent on the Visayan Sea are optimistic for their future as they receive access to financial services and their entrepreneurial skills are improved under the partnership of USAID Fish Right Program and Negros Women for Tomorrow Foundation (NWTF). - [NWTF launches 37,000 Trees project for its 37th Anniversary](https://nwtf.org.ph/gallery-items/nwtf-launches-37000-trees-project-for-its-37th-anniversary/) - AUGUST 11, 2021 | The Negros Women for Tomorrow Foundation (NWTF) launches 37,000 Trees: Punong Handog Para sa Inang Kalikasan Project. The project is part of the continuous environmental conservation efforts of NWTF in line with the organization’s 37th Anniversary. - [Negrosanon bags Regional Award in the 18th Citi Microentrepreneurship Awards](https://nwtf.org.ph/gallery-items/negrosanon-bags-regional-award-in-the-18th-citi-microentrepreneurship-awards/) - JUNE 16, 2021 | A Project Dungganon client of 20 years and a local of Hinigaran, Negros Occidental, Medelina Cansancio wins Regional Award for the Visayas in the recently concluded 18th Citi Microentrepreneurship Awards held Tuesday, June 16, 2021, via zoom conference. - [NegOcc gives P12M for MSMEs rehab program](https://nwtf.org.ph/gallery-items/negocc-gives-p12m-for-msmes-rehab-program/) - MARCH 30, 2021 | Gov. Eugenio Jose Lacson turned over on Monday the check for the amount to Negros Women for Tomorrow Foundation (NWTF) Incorporated executive director Suzzette Gaston in rites held at the Provincial Capitol here. - [NegOcc releases P12-M fund for MSMEs rehab program](https://nwtf.org.ph/gallery-items/negocc-releases-p12-m-fund-for-msmes-rehab-program/) - MARCH 29, 2021 | BACOLOD CITY – The Negros Occidental provincial government has allocated PHP12 million for the implementation of an initiative called Rehabilitation Program for Micro-Businesses affected by the coronavirus disease 2019 (Covid-19) crisis. - [NWTF joins international celebration of women’s month this March](https://nwtf.org.ph/gallery-items/nwtf-joins-international-celebration-of-womens-month-this-march/) - MARCH 04, 2021 | Negros Women for Tomorrow Foundation (NWTF), also known as Dungganon, celebrates International Women’s Month with a series of virtual programs and activities. NWTF’s Executive Director Suzzette Gaston believes that going digital is “the way forward”, saying, “Everyone is on social media nowadays, and we believe it is the best way we - [Partnership for Education](https://nwtf.org.ph/gallery-items/partnership-for-education/) - JANUARY 12, 2021 | A partnership for the educational growth of high school students in a rural community. This is what two government institutions and a non-governmental organization forged in the village of Caliling, located 13 kms. south of the Cauayan town proper. The Negros Women for Tomorrow Foundation, the Technological University of the Philippines-Visayas - [P12M allotted for rehab of micro businesses](https://nwtf.org.ph/gallery-items/p12m-allotted-for-rehab-of-micro-businesses/) - JANUARY 8, 2021 | The Province of Negros Occidental allocated P12 million for the implementation of an initiative called Rehabilitation Program for Micro-Businesses affected by COVID-19. Through the Provincial Economic Development and Investment Center, the province partnered with non-government organization Negros Women for Tomorrow Foundation to implement the program for the micro, small, and medium - [NWTF inks three-way partnership with TUPV, Cauayan](https://nwtf.org.ph/gallery-items/nwtf-inks-three-way-partnership-with-tupv-cauayan/) - JANUARY 07, 2021 | The Negros Women for Tomorrow Foundation (NWTF) has inked a three-way partnership with Technological University of the Philippines – Visayas (TUPV), and Cauayan Local Government Unit (Cauayan LGU), Tuesday, 22 December 2020 at Caliling National High School, a press release from NWTF said. - [NWTF 36th Anniversary Goes Digital](https://nwtf.org.ph/gallery-items/nwtf-36th-anniversary-goes-digital/) - AUGUST 20, 2020 | For the first time in 36 years, the annual anniversary celebration of Negros Women for Tomorrow Foundation was held via a live stream last August 14, 2020. NWTF along with its more than 4,000 employees commemorated the anniversary using an internal online platform where everyone had a chance to view the - [COVID-19 vaccine a global common good now – NWTF](https://nwtf.org.ph/gallery-items/covid-19-vaccine-a-global-common-good-now/) - JULY 1, 2020 | No color, no borders, no social status; Covid-19 exempts no one. With more than 500,000 dead and 10 million cases around the world, this pandemic has affected everyone, and it will take all of us to find a solution to this problem at hand. - [COVID-19 vaccine a global common good now – NWTF](https://nwtf.org.ph/gallery-items/covid-19-vaccine-a-global-common-good-now-nwtf/) - JULY 1, 2020 | Professor Muhammad Yunus, Nobel laureate and world-renowned banker for the poor, appeals to join the cause of making Covid-19 vaccine a global common good, a press release from the Negros Women for Tomorrow Foundation said. - [NWTF, TUP-Visayas continues face shield initiative for frontliners](https://nwtf.org.ph/gallery-items/nwtf-tup-visayas-continues-face-shield-initiative-for-frontliners/) - MAY 1, 2020 | Over 7,000 face shields — and counting — have been distributed to frontliners, thanks to the initiative of the Negros Women for Tomorrow Foundation, along with the Technological University of the Philippines-Visayas. - [#WorldWithoutWaste: Coca-Cola’s mission to make the world a sustainable place to live in](https://nwtf.org.ph/gallery-items/worldwithoutwaste-coca-colas-mission-to-make-the-world-a-sustainable-place-to-live-in/) - MARCH 4, 2020 | In 2016, the World Bank Group shared that cities worldwide generated 2.01 billion tons of solid waste or 0.74 kilograms per person a day. With rapid population growth and urbanization, that number is expected to increase by 70% or 3.40 billion tons in 2050. - [Negros Occidental universities, colleges help with coronavirus response](https://nwtf.org.ph/gallery-items/negros-occidental-universities-colleges-help-with-coronavirus-response/) - APRIl 26, 2020 | BACOLOD CITY, Philippines – Schools in Negros Occidental have been in the forefront of the bayanihan effort in the time of the coronavirus pandemic, providing meals and spearheading donation drives since the province was placed under an enhanced community quarantine (ECQ) on March 30. - [NWTF bats for freedom from poverty](https://nwtf.org.ph/gallery-items/nwtf-bats-for-freedom-from-poverty/) - JUNE 12, 2020 | The Philippines, during the mid-1980s had the concentration of the poorest of the poor in rural areas, with more than 80 percent of the poorest 30 percent of families. Negros, considered as the Sugar Bowl of the Philippines, is a primary example, with reports of widespread malnutrition and hunger during that - [Freedom from Poverty](https://nwtf.org.ph/gallery-items/freedom-from-poverty/) - JUNE 14, 2020 | The Philippines during the mid-1980s had more than 80 percent of the poorest 30 percent of families living in rural areas. The sugar-growing region on the island of Negros is a primary example, where there was a period in which malnutrition and famine had been widespread. - [H.O. Market Helping Others, helping you!](https://nwtf.org.ph/gallery-items/h-o-market-helping-others-helping-you/) - JUNE 24, 2020 | From a successful first run of H.O. Market, Dungganon Bank Inc. (DBI) and Dungganon Employees Credit Cooperative (DECC) and Negros Women for Tomorrow Foundation (NWTF) is excited to bring you the second H.O. market. - [H.O. Market: Helping Others, helping you](https://nwtf.org.ph/gallery-items/h-o-market-helping-others-helping-you-2/) - JUNE 26, 2020 | From a successful first run of H.O. Market, Dungganon Bank Inc. (DBI) and Dungganon Employees Credit Cooperative (DECC) and Negros Women for Tomorrow Foundation (NWTF) is excited for its next H.O. market. - [Second H.O. market reaps positive responses](https://nwtf.org.ph/gallery-items/second-h-o-market-reaps-positive-responses/) - JUNE 27, 2020 | The recently-concluded second H.O. Market reaped positive responses from Negros Women for Tomorrow Foundation and Dungganon Bank Inc. staff, regular market goers and clients who showcased their products. - [Economic front-liners need help, too](https://nwtf.org.ph/gallery-items/economic-front-liners-need-help-too/) - JUNE 1, 2020 | For the past weeks in the Philippines, the new coronavirus disease (COVID-19) pande­mic has meant sta­ying indoors and complying with the rules of the enhanced community quarantine (ECQ). For millions of Filipinos, this has also meant weeks of zero income with rising expenses for basic necessities remaining the same. 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